Skip your next month’s auto loan payment† by opening a checking account at your local branch, by video appointment, or in online or mobile banking ($25 min. deposit required).
Bonus: Skip an additional loan payment‡ when you receive at least one direct deposit totaling $250 or more within 45 days of account opening.
Give us a call at 310.504.2781 or stop by one of our convenient branch locations.
†Skip-A-Pay Offer: Only one offer per member. Eligibility is limited to your current Kinecta auto loan and excludes members with any prior Skip‑A‑Pay history associated with a checking account opening promotion. The standard $30 Skip-A-Pay fee is waived for members who meet eligibility requirements. All parties to the loan agreement must agree and sign the Skip-A-Pay Agreement. If you have multiple auto loans, offer shall only apply to the auto loan on which you are the primary account holder, with an unpaid principal balance greater than or equal to $1,000, a remaining term over 12 months, a minimum of 3 completed payments and with the highest payment amount. Offer subject to positive payment history, all Kinecta loans must be current and not in a current bankruptcy proceeding. Skipping a payment will not reduce the balance of your loan. Your final payment may be higher than your scheduled payment as a result of the daily accrual of interest. Finance charges and voluntary insurance will continue to accrue during “no-payment” deferral period, increasing the total finance charges borrower will pay over life of loan. Offer not valid to existing Kinecta account holders or members whose checking accounts have been closed within 30 days or closed with a negative balance. $25 minimum opening deposit to checking required. Skip will be processed for the payment due the month following verification of eligibility and all parties to the loan agreement must agree and sign Skip-A-Pay Agreement.
‡2nd Skip-A-Pay offer: To receive offer, schedule and receive at least one direct deposit into your checking account totaling $250 or more within 45 days of account opening. Direct deposit(s) include ACH deposits.
IMPORTANT NOTE: You must continue to make your auto loan payment until we confirm your Skip-A-Pay has been processed. If an existing automatic payment is debited from a Kinecta share or account, the payment(s) for that month will be skipped during the Deferral period. If you are enrolled in automatic payment (including ACH payments) or make your payments from another financial institution, you will need to contact that institution and pause this/these payment(s) during the Deferral Period. Offer is non-transferable and expires 9/15/2026. Offer subject to change or end at any time without notice.
